Pradhan Mantri Jan Dhan Yojana
Pradhan Mantri Jan Dhan Yojana is the largest financial inclusion initiative. PMJDY was announced by the Prime Minister Shri Narendra Modi.
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Pradhan Mantri Jan Dhan Yojana: The government of India released a scheme in National Mission for Financial Inclusion to ensure access to financial services based on the basic savings and deposit account, remittance, credit, insurance, and pension in an affordable manner. Candidates can open a bank account in any bank branch or business correspondent (Bank Mitra) outlet. Pradhan Mantri Jan Dhan Yojana scheme applied candidates can get a RuPay Debit Card, having an inbuilt accident insurance cover of 2 Lakh. The scheme covers all the Central, State, and Local Bodies benefits to push the DBT (Direct Benefits Transfer) of the Union Government. Interested Candidates can visit @pmjdy.gov.in for the Pradhan Mantri Jan Dhan Yojana Online apply.
About Scheme: Pradhan Mantri Jan Dhan Yojana is the largest financial inclusion initiative. PMJDY was announced by the Prime Minister, Shri Narendra Modi. Pradhan Mantri Jan Dhan Yojana launch date is 28 August 2014. It has about INR 55.22 Crore beneficiaries banked so far and about INR 259,109.90 Crore Balance.
Pradhan Mantri Jan Dhan Yojana Benefits
PMJDY benefits for the non-banked person are given below:
One Saving Bank Account for the unbanked person
Zero Balance Saving Account (i.e, no minimum balance is required)
Interest starts from 3% on the deposits
Rupay Debit Card is provided
Accident insurance up to INR 2 Lakh (Account open after 28/08/2018)
OD (Overdraft) facility is available up to INR 10000
Candidates are eligible for the Direct Benefit Transfer (DBT), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development & Refinance Agency Bank (MUDRA) scheme, and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).
Pradhan Mantri Jan Dhan Yojana Overview
PMJDY Full Form | Pradhan Mantri Jan Dhan Yojana |
PMJDY Launch Date | 28th August 2014 |
PMJDY Login |
Pradhan Mantri Jan Dhan Yojana Continuation
To continue the National Mission for Financial Inclusion, the government of India decided to raise the limit from INR 5000 to INR 10000. There will be no conditions attached to the Pradhan Mantri Jan Dhan Yojana 2,000 rupees. The age limit has been revised from 18-60 Years to 18-65 Years. Every Household to Every Adult accidental insurance is raised to the INR 2 Lakh. प्रधानमंत्री जन धन योजना bank account will be opened in any bank branch or business correspondent (Bank Mitra) outlet.
Pradhan Mantri Jan Dhan Yojana Online Apply
PMJDY account opening online can be done at the official government portal @pmjdy.gov.in/home. Candidates have to fill out the application form by visiting the nearest bank. After the successful submission of the form, the bank account is opened. Candidates can easily get the Pradhan Mantri Jan Dhan Yojana Debit Card.
Documents required
Aadhar Card
Pan Card
Income Certificate
MNREGA Job Card No. (if have)
Passport Size Photo
Students can download the Pradhan Mantri Jan Dhan Yojana form by visiting the official portal.
Account Opening Form in English
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